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Talking to teens about anything can be difficult, but talking about finance, like saving and investing, can be worse. They get distracted, ignore you, put in their ear buds, or even hit you with the classic “I’m only a teenager! Why do I have to worry about this now?!” Despite all of this, it is important that you, the parent, keep in mind that learning about personal money management at a young age is crucial factor in your child’s abilities later in life.